Insurance brokers do more than sell just insurance; they help to ensure that customers understand insurance policies before choosing a product. Independent insurance brokers can offer expert advice on finding the lowest premiums and on getting the right level of insurance cover.What is an insurance broker?An insurance broker is a sales agent who works on behalf of one or more insurance companies. The main task of insurance brokers is to sell insurance cover and assist customers in understanding the procedures and terms and conditions when choosing an insurance cover. Insurance brokers will usually have a variety of insurance packages to choose from.Insurance brokers are the intermediary between you and the insurance company and are dedicated to helping you through every step in the insurance procedure. An independent insurance broker gathers information on the type of service you are looking for and will provide you with as much relevant and informative advice as possible in order to enable you to make an educated decision.