insuranceshot.com

How To Know If A Panama City Cleaning Service Is Bonded & Insured

Here's Two Quick & Easy Tips For You To Find Out

One of the most common questions that we get asked everyday in our office in Panama City is, "Are you bonded and insured"? It's a funny question because almost everyone that asks it doesn't have a clue as to why they are asking the question.First off, why would you tell a prospective cleaning services customer that you are not bonded or insured? Especially if that prospect will be fine if you just say that you are bonded and insured. So the first thing a prospective cleaning services customer needs to do is not only ask the question - but they also need to demand that the answer be backed up with proof.A bond and a general liability insurance policy are both represented as easy-to-read documents. Of the thousand or more calls, we may have had two people actually demand to see our bond or insurance policy. And you can bet that if we know that no one asks to see these documents - everyone else knows that too. So, make your cleaning service prove it to you.Secondly, you can determine the maximum payout limits of each policy by simply reviewing the documents. It won't matter if your maid service is insured if her insurance only covers a few hundred bucks. A normal surety bond covers theft up to at least $10,000 and a normal general liability insurance policy covers damages up to at least $300,000.

Hiring a maid service in Panama City isn't difficult. All it takes a mop and a bucket to call yourself a cleaning company. So before you hire the wrong maid, just take the time to ask these two quick questions. Your home is too important to just hire anybody.